M4A would eliminate the phenomenon of "job lock," where people stay in jobs they dislike solely for health benefits. By decoupling health insurance from employment, M4A would allow individuals the freedom to change jobs, start businesses, or pursue nontraditional career paths without worrying about losing healthcare coverage. This could foster innovation and entrepreneurship.

Opponents argue that employer-provided health insurance incentivizes productivity. However, research suggests that job satisfaction and intrinsic motivation are stronger drivers of productivity than benefits.

Universal healthcare can lead to a healthier population overall, which can improve productivity, reduce absenteeism, and increase overall well-being, benefiting society as a whole.